Financial Planning Suite

🏛️ Tax Efficiency Planner for UK Limited Company Directors

Annual income split optimiser for limited company directors. Calculate PAYE, NI, and Corporation Tax impact.

Launch Tool →

📈 Compound Growth Calculator

Visualize investment growth over time. Uses the Rule of 72 and detailed yearly breakdowns.

Launch Tool →

🎯 Pension Withdrawal Calculator

Plan your retirement drawdown. Estimate how long your balance will last based on withdrawal amounts and frequency.

Launch Tool →

How to Use the Financial Planning Suite

The Financial Planning Suite is a simple, free portal that brings together focused personal-finance calculators in one place. It is designed for individuals and UK limited-company directors who want quick, practical tools without accounts, downloads or complex software.

Overview

The suite currently offers three independent tools:

Tax Efficiency Planner for UK Limited Company Directors – Helps directors work out the most tax-efficient way to take income by balancing salary and dividends, taking into account PAYE, National Insurance and Corporation Tax.

Compound Growth Calculator – Shows how investments can grow over time using compound interest, including Rule of 72 estimates and year-by-year breakdowns.

Pension Withdrawal Calculator – Models retirement drawdown so you can see how long a pension pot is likely to last at different withdrawal rates and frequencies.

The site works on desktop and mobile, supports light and dark themes, and remembers your preferred theme.

How to Use

Open the portal in any modern browser.

(Optional) Click the theme toggle in the top-right of the header to switch between light and dark mode. Your choice is saved for future visits (to this portal webpage).

Browse the three cards on the main page. Each card shows a short description of the tool.

Click any card (or the “Launch Tool →” link) to open that calculator in a new page.

Use the individual calculator as needed, then return to this portal via your browser’s back button or by visiting the main suite page again.

No registration or personal data is required to use any of the tools.

Important Disclaimer

The calculators and information provided on this site are for general informational and educational purposes only. They do not constitute financial, tax, investment, pension or legal advice.

Results are estimates based on the figures and assumptions you enter. Tax rules, allowances, National Insurance rates, Corporation Tax, pension regulations and other relevant legislation can change, and individual circumstances vary.

You should not rely solely on these tools when making decisions. Always seek advice from a suitably qualified and regulated professional (for example a financial adviser, tax adviser or accountant) before taking any action that could affect your finances, tax position or retirement planning.

Zullatec Limited accepts no liability for any loss or damage arising from the use of these tools or the information they produce.

Bug Reports and Suggested Improvements

Please email all suggestions for improvements and any bug reports to: financial-planning-suite@personalfinances.me, thank you.